Cyber insurance has become one of the most misunderstood elements of modern cyber risk strategy. In his latest article for CIO TechWorld, TMG Founder and CEO Chris Moschovitis examines why insurance outcomes increasingly reflect how organizations govern risk—not just the controls they deploy. Drawing on decades of experience advising executive teams, Chris explores how cyber insurance has evolved from a mechanism for transferring loss into a signal of operational discipline, leadership accountability, and risk maturity.